Home Banking Integration: What Is It?
Home banking integration (HBI) means that all of a financial institution’s customers’ financial assets are visible to the client on one page and are accessible via a single login. Enlisting “single sign on” technology provides the ability for a bank or credit union investment client to view his/her full portfolio of investments alongside deposit and loan information in home banking. When using a truly integrated home banking tool, the client needn’t log into a separate website to see a summary of investment holdings. Rather, a recap of investment assets through the broker dealer is incorporated into a view of the client’s overall relationship with the institution. This consolidated view is delivered using only the user name and password required to access the institution’s online banking platform.
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